+1 vote
asked in FHA Loans by
I have a client that was approved for fha with a different lender. She is in a  Chapter 13 bk has been paid on for 2.5 years. Have an approval to purchase from the bk courts. She has only w2s for 2019 and 2020 but doesn't have tax returns. This lender is stating they need tax returns. Can you  this get done without tax returns, w2s only. Not a self employed situation.

2 Answers

0 votes
answered by (41.8k points)
As long as the borrower is a W2 income only employee with no rental properties, 1099, or other income, then yes, we do not need income tax returns. Please reach out to us at gcho@gustancho.com. Or call us at 262-716-8151 or text us for a faster response.
0 votes
answered by
I got all my paperwork But can't find nobody to help me Because I was on bankruptcy in September 2020 I got good credit.