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I am going through divorce and the last piece is buying my spouse out of the home.  I have lived off site since we started the process.  I was about to close a loan that would pay off my spouse but the loan stalled as the lender stated I had to have lived there for at least 12 months.  The home is paid for, so I would be functionally taking out a first mortgage for this purpose.  I have been unable to find anything other than I must occupy the home within 60 days of closing.  Does this sound lime. Lender rule, or am I missing something i. The FHA guidelines?

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answered by
Can you please contact us at 262-716-8151 or text us for faster response. Or email us at gcho@gustancho.com. With a good letter of explanation, you should be fine.