This is a very difficult question to ask without more information. It will depend on your debt to income ratio. Do you have any Consumer Debt? Car payments, student loans, credit card debt, installment loans? All of those will be factored into your ratio. General rule of thumb is all of your debts including your new mortgage payment need to be under 50% of your total gross income. Depending on credit score we can go slightly higher than that. What state are you looking to purchase a home? You can contact me directly on 630-659-7644 or shoot an email to email@example.com to discuss further. Thank you for reaching out to our team. We are direct mortgage lenders without any lender overlays.