I just want to know if Tennessee will deny me of my license because of my past credit card collections. I have 4 credit cards which I pay and they are current. I have a personal loan that is current and a car payment that is current. None of these have had a missed payment expect 1 credit card. I do have 2 credit cards that went to collection because I could no longer afford the payments because the cost of living of where i used to live. The closed accounts were at $300 and one at $500.