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1 Answer

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answered by (21.5k points)
You don't have to provide any proof with late payments that old. Your loan officer should write the letter of explanation. It doesn't make sense why they are asking you this. Feel free to reach out to me and text me on my cell phone number at 262 716 8151 or email me at gcho@loancabin.com.  I will help you.  

Gustan Cho NMLS 873293