+2 votes
asked in FHA Loans by (140 points)
I have been paying my chapter 13 repayment plan for eight months now along with my mortgage and no late payments. March will be 1 year. My interest rate is 5.625%. My home is worth $333.100 and I owe $226.000. Is it worth trying to refinance to a FHA mortgage in March 2019 or should I stay where I am ? My mortgage is owned by investors and they are always wanting to take me to court to increase my payments. And this is after we went to court and agreed on a repayment plan.

1 Answer

0 votes
answered by (40.8k points)
You can refinance your mortgage to FHA Loan during Chapter 13 bankruptcy repayment plan.  Need to have made 12 months of timely payments.  Needs to be manual underwriting.  Feel free to contact me anytime at gcho@loancabin.com or text me at 262 716 8151.

Gustan Cho NMLS 873293