I am interest in buying a $975,000 home in Lakeshore Estates Subdivision in South Barrington Illinois. I am self employed borrower with 670 credit scores . All of the lenders I spoke with tell me I don't qualify because I need 700 credit scores but more importantly that I need to wait 7 years after my previous Chapter 13 Bankruptcy discharged date . Is there any lenders out there that can help me or am I out of luck? I have over $200,000 that I can put down.