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asked in VA Loans by
My husband only has three acct., 2 of which will be paid off soon. Credit is bad bc we haven't paid on time. We want a VA loan to but a house. I don't know how much we need to borrow. No more than Amy listed. I wanted to see if I could get funding before I looked for home

1 Answer

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answered by (21.7k points)

Good morning. 

Thank you for the post I am Mike Gracz from the Gustan Cho Associates for more details. I am an expert in VA mortgage lending! You can reach me on 630-659-7644 or email me at mgracz@usa-mortgage.com. I would like more details about your situation so we can come up with the best plan for you. Many times you are not required to pay off collection accounts when obtaining VA financing. We will send you through our underwriting department and FULLY PRE-APPROVE you before you put an offer in. Please see my blog on the Gustan Cho Associates PRE-APPROVAL PROCESS. What state are you looking to buy a home? I look forward to hearing back from you.