+2 votes
asked in Conventional by
What is the miin maximum front end Debt to income Ratios and back end debt to income Ratios on conventional loans

1 Answer

+1 vote
answered by (23.2k points)


This is a very common question. Please see FANNIE MAE DTI requirements. But the max DTI ratio is 50%. You will need to refer to your AUS for max front end ratio. Gus wrote a great BLOG ON MAX DTI. Please reach out to me, Mike Gracz from the Gustan Cho Associates for more details. I am an expert in Conventional mortgage lending! You can reach me on 630-659-7644 or email me at mgracz@usa-mortgage.com. We do not have any lender overlays, we can stretch DTI ratios further than most lenders! What state are you buying a home?